How To Borrow Airtime From Airtel

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Sirmike Thursday, 19 September 2024, 10:02 pm

Airtel Extra Credit is a credit loan service that enables eligible customers to borrow airtime on credit and pay back upon next recharge. You can borrow airtime or data using the Airtel extra credit code and repay upon your next recharge. This is with a 15% service charge, except for the N25 loan. In addition to this, you can also borrow data to surf the internet.

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To borrow airtime using Airtel Extra Credit, simply dial 14110# and follow the instructions on the screen. You will be able to borrow airtime in increments of N100, N200, N300, N500, N1000, and N2000. The maximum amount of airtime you can borrow depends on your credit history and your current airtime balance.

Once you have borrowed airtime, you will need to repay it on your next recharge. You can do this by simply adding the amount of airtime you borrowed to your recharge amount. For example, if you borrowed N100, you would need to recharge with N115. The N15 service charge will be deducted from your airtime balance.

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You can also borrow data using Airtel Extra Credit. To do this, simply dial 14115# and follow the instructions on the screen. You will be able to borrow data in increments of 100MB, 500MB, 1GB, and 2GB. The maximum amount of data you can borrow depends on your credit history and your current data balance.

Once you have borrowed data, you will need to repay it on your next recharge. You can do this by simply adding the amount of data you borrowed to your recharge amount. For example, if you borrowed 500MB, you would need to recharge with N200. The N50 service charge will be deducted from your data balance.

Airtel Extra Credit is a convenient way to borrow airtime or data when you need it most. However, it is important to note that you will be charged a service fee for borrowing airtime or data. You should only borrow airtime or data if you are confident that you will be able to repay it on your next recharge.

Requirements For Borrowing Airtime From Airtel

You must be an Airtel prepaid customer with a registered SIM card.
Your SIM card must be active for at least 2 months.
You must have recharged your Airtel SIM card with an average of N200 in the past month.
You must not have any outstanding loans with Airtel.

To borrow airtime, you can simply dial 500amount#, where amount is the amount of airtime you want to borrow. For example, to borrow N100, you would dial 500100#. You will then receive a message confirming your request and the amount of airtime you have been approved for.

The amount of airtime you can borrow will depend on your credit limit. Your credit limit is determined by a number of factors, including your monthly recharge history, your payment history, and your overall account usage.

You will need to repay the borrowed airtime within 30 days. You can do this by recharging your Airtel SIM card with the amount you borrowed, plus a 15% service charge. For example, if you borrowed N100, you would need to recharge your SIM card with N115 to repay the loan.

If you do not repay the borrowed airtime within 30 days, your account may be suspended. You will not be able to make calls, send SMS, or use data until you have repaid the loan.

Here are some additional things to keep in mind about borrowing airtime from Airtel:

You can only borrow airtime once per day.
You cannot borrow more than N1,000 per month.
The service charge for borrowing airtime is 15%.
You will not be able to borrow airtime if you have any outstanding loans with Airtel.

If you have any questions about borrowing airtime from Airtel, you can contact Airtel customer support.

How To Borrow Airtime From Airtel

Sure, here are the steps on how to borrow airtime from Airtel:

Dial *500# on your Airtel phone.
Select the amount of airtime you want to borrow. The denominations available are N25, N50, N100, N200, N500, N1000, and N2000.
You will receive a message confirming your request. If you are eligible, the airtime will be credited to your account immediately.
You will be charged a 15% service fee for borrowing airtime. This fee will be deducted from your next recharge.

Here are some additional things to keep in mind:

You can only borrow airtime once in a day.
You cannot borrow airtime if you have a pending airtime loan.
You must have a registered Airtel SIM card that has been active for at least 3 months.
You must have recharged your Airtel SIM card with at least N250 in the last 30 days.

If you are not eligible to borrow airtime, you will receive a message telling you why. You can try again later if you meet the eligibility requirements.

You can also borrow airtime from Airtel by using the Airtel App. To do this, open the Airtel App and tap on the “Airtime” tab. Then, tap on the “Borrow Airtime” button and select the amount of airtime you want to borrow. You will need to enter your Airtel PIN to complete the transaction.

How To Repay Your Airtel Extra Credit.

There are two ways to repay your Airtel Extra Credit:

Recharge your line with the amount of credit or data you borrowed. Once you have done this, Airtel will automatically deduct the amount you borrowed.

Dial the Airtel Extra Credit repayment USSD code:

For airtime: 1411*<amount>*#
For data: 1412*<amount>*#

Replace <amount> with the amount you borrowed. For example, if you borrowed NGN 200 airtime, you would dial 1411*200#.

Airtel will deduct the amount you borrowed from your next recharge. The repayment amount will include the borrowed amount plus a 15% service charge, except for the NGN 25 loan which has a service charge of 20%.

Here are some things to keep in mind when repaying your Airtel Extra Credit:

You must repay your Airtel Extra Credit within 30 days of borrowing it.
If you do not repay your Airtel Extra Credit within 30 days, Airtel may charge you a late fee.
If you do not repay your Airtel Extra Credit at all, Airtel may suspend your line.

To check your Airtel Extra Credit balance, you can dial *141*1#.