Standard Charterted Loan: How To Apply, USSD Code And Requirements

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Keep reading to know more about Standard Chartered USSD Loan Code, how to apply for Standard Chartered Loan, and the requirement needed for borrowing loans.

Some may not know about this Standard Chartered Bank? Standard Chartered plc is a British multinational bank that remained a shareholder of First Bank of Nigeria until 1996. Standard Chartered re-entered Nigeria in 1999 and opened to customers on 15 September 1999 as a wholly owned subsidiary of Standard Chartered Bank Plc, headquartered in the United Kingdom.

Despite being headquartered in the United Kingdom, it does not conduct retail banking in the UK, and around 90% of its profits come from Asia, Africa, and the Middle East.

Let’s see, how to download the Standard Chartered Bank app with your mobile phone in this tutorial guide.

HOW TO DOWNLOAD STANDARD CHARTERED BANK APP

To download the Standard Chartered Bank app on your mobile phone, click on your Google Play store or app store; Using BANKING METHOD.

How To Open An Standard Chartered Account

• On your mobile phone and click on Google Playstore/App Store and Install the Standard Chartered Bank Mobile App. You may also apply for a savings account through SC Mobile.

• Then, click “Register” and log in for Online Banking or SC Mobile.
• Select “Country“
• Select language “English“
• Enter your (First, Middle, Last)Name, Marital status, and Gender (Male/Female).
• (BVN) Do you have BVN – Yes/No.
• Accept the “Terms and conditions“.
• Provide necessary information such as Date of birth, Email address, Phone Number, and enter ID type.
• Enter a phone number that is activated.
• Enter a “new pin” and confirm the new pin.

CONGRATULATION, you now have an active account with Standard Chartered Bank. You can pay in money into the newly opened account.

Standard Chartered provides their customer with services such as Import and export invoice financing, receivables services, pre-shipment finance, borrowing-based trade loan services, including everyday banking, vehicle and asset finance, and card and payment solutions.

Requirement (Documents) Needed For Opening Standard Chartered Bank Account

You will be required to upload some important documents and some personal details before you can open a Standard Chartered Bank account.

• Name (First Name -Middle Name – Last Name)
• Date of birth (Day/Month/Year)
• Citizenship
• Contact phone number.
• Occupation.
• Mother’s maiden name.
• Home address.
• Email address.
• Next of KINS
• Residence status.
• Passport.
• Tax identification number.
• Source of income (self-employed).

Also, see: Suntrust Bank Loan: How To Apply, USSD Code And Requirements

Here Are The Terms And Conditions For Applying For Standard Chartered Bank Loan

These are the terms and conditions, you must meet up to before you can be given a loan to apply for a loan from Standard Chartered Bank. Follow the below terms and conditions such as:

• You must have an active account on Standard Chartered Bank for a minimum period of 3 months.
• You must have a certain amount on your account.
• Details of collateral offered (if any) and address.
• You must download the Standard Chartered Bank mobile app on your phone.
• Valid means of identification (driving license, passport, voter’s card).
• To pay back the money give you the exact time (Due date).
• Certification of incorporation.
• Bank statement (12 Months).

Requirement (Documents) Needed For Standard Chartered Bank Loan

You will be asked to provide your personal information details such as:

• First Name
• Last Name
• Gender
• Marital Status
• Date of Birth (Month/Day/Year)
• Email Address
• Mobile Number
• Residential Address
• No of Dependents
• Annual Income
• You will be asked whether you are already a Standard Chartered Bank Customer? or not
• Bank Verification Number (BVN)
• Account Number

EMPLOYMENT DETAILS

• Occupation/Business
• Office Address

LOAN/CREDIT SERVICES(S)

• Loan/Credit Facility
• Loan Amount
• Payment Tenure
• Loan Purpose

Agreement

• I agree to the Privacy Policy

How to Borrow Money From Standard Chartered Bank

These are steps to follow to get a loan from Standard Chartered Bank: Turn on your internet, such as a PC or smartphone, and visit your Google Play Store to download the Standard Chartered Bank App.

“Log in” to your Standard Chartered Bank account.
Scroll down to choose the “Loan” option.

As a new user, complete the loan form by entering your full (FIRST, MIDDLE, AND LAST) name, phone number, and home address.

Then, enter the loan amount you want to borrow.
Check your information to know if it is correct and click on “Submit“.
Accept their “Terms and Conditions” before submitting and you will be notified.

How To Be Eligible For Standard Chartered Bank Loan

• You must be linked to a valid BVN.
• For you to loan from Standard Chartered Bank, you must be the age of 18 and about.
• You must have correctly updated phone numbers.
• Valid South African ID.
• Proof of residence no older than 3 months.
• Month’s payslip.
• Months’ most recent bank statements.

Standard Chartered BANK USSD CODE

The easy way to perform any Standard Chartered Bank transactions on your phone is by using Standard Chartered Bank USSD code *977# is used for accessing Standard Chartered Bank loans, transferring funds, checking account balances, paying bills, and buying airtime.

Here are the three requirements needed to activate the Standard Chartered Bank USSD code, you must have the following:

• A Standard Chartered Bank account
• A phone number linked to your Standard Chartered Bank account for receiving an alert
• A debit card and any mobile phone.

APPLY FOR LOAN

Opening An Account With The Use Of The USSD Code

• On your phone (keypad dialer), dial *977# and send the code.
• From the displayed menu Choose “1” open an account.
• Choose the type of account.
• Select your preferred debit card from the list
• Enter the 6-digit Personal Identification Number (PIN) for the selected debit card

 

Create a new 6-digit PIN that will be used to confirm and authenticate your transactions, and you have successfully opened a Standard Chartered Bank account on your phone.

How To Loan Using Standard Chartered Bank USSD Code

Here are the steps to follow, when you want to use the Standard Chartered Bank USSD code for a loan.

But have this in mind before you can follow these steps, you must have an active account with Standard Chartered Bank and also use a mobile phone that has the registered number SIM.

Note: Using these steps, you don’t need a network connection on your PC or smartphone.

• On your phone (keypad dialer), dial *977# and send the code.
• Click 0n the displayed menu, and tap on the “Loan” option.
• Then, fill in other requirements needed and accept the terms and conditions.
• Select the account number with which you want to apply for the loan
• Enter the amount you want to loan.
• Enter a 6-digit pin to confirm your transaction.

Once, it is approved, a notification will be sent to your phone that your account has been credited (successful transaction) has been done.

How To Loan Using MOBILE APP.

• Log on to Standard Chartered Online.
• Click on “Loan“.
• Select Current “account number“.
• Then, fill in other requirements needed and accept the terms and conditions.
• Confirm loan amount.
• Enter a 6-digit pin to confirm your transaction.

Once, it is approved, a notification will be sent to your phone that your account has been credited (successful transaction) has been done.

Standard Chartered Loan Interest Rate

Standard Chartered Bank Customer Care

If you in any way have difficulties in how to loan using the Standard Chartered Bank online banking app or Standard Chartered Bank USSD code, you can contact the Standard Chartered Bank customer agent for assistance.

please call our 24-hour Client Contact Centre at +2341 2704611-4 or +23480 01235000 (toll-free).

Visit the Standard Chartered Bank email address: [email protected].

If you are interested in applying for a loan from Standard Chartered, you can visit your nearest branch or apply online. You will need to provide some basic information, such as your name, address, and some documentation needed.