How To Activate Keystone Bank USSD Loan Code In Nigeria 2023/2024

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Keep reading to know more about Keystone Bank USSD Loan Code, how to apply for a Keystone Bank Loan, and the requirement needed for borrowing loans.

Requirement (Documents) Needed For Opening Keystone Bank Account

You will be required to upload some important documents and some personal details before you can open a Keystone Bank account.

• Name (First Name -Middle Name – Last Name)
• Date of birth (Day/Month/Year)
• Citizenship
• Contact phone number.
• Occupation.
• Mother’s maiden name.
• Home address.
• Email address.
• Next of KINS
• Residence status.
• Passport.
• Tax identification number.
• Source of income (self-employed).

See there are major ways you can borrow such as: by using the mobile app method

By using USSD Code or by visiting the nearest bank around you.

Let’s see, how to download the Keystone Bank app with your mobile phone in this tutorial guide.

HOW TO DOWNLOAD KEYSTONE BANK APP

To download the Keystone Bank app on your mobile phone, click on your Google Play store or app store; Using BANKING METHOD.

How To Open An Keystone Bank Account

• On your mobile phone and click on Google Play store/App Store and Install the Keystone Bank Mobile App.
• Then, click “Open” and log in.
• Select “Country“
• Select language “English“
• Enter your (First, Middle, Last)Name, Marital status, and Gender (Male/Female).
• (BVN) Do you have BVN – Yes/No.
• Accept the “Terms and Conditions“.
• Provide necessary information such as Date of birth, Email address, Phone Number, and enter ID type.
• Enter a phone number that is activated.
• Enter a “new pin” and confirm the new pin.

CONGRATULATION, you now have an active account with Keystone Bank. You can pay in money into the newly opened account.

When you are done with registration, you can now perform all these activities such as checking your account balance, loan, bill payments, buying data, buying airtime for others, buying airtime for yourself to any network (MTN, Airtel, Glo,9Mobile), transferring money to an account, transferring money to other bank accounts and so on.

Also, see: New Keystone Bank Ussd Code For Transfer, Balance, Deposit, Loan, Data & Airtime

Requirement (Documents) Needed For Keystone Bank Loan

You will be asked to provide your personal information details such as:

• First Name
• Last Name
• Gender
• Marital Status
• Date of Birth (Month/Day/Year)
• Email Address
• Mobile Number
• Residential Address
• No of Dependents
• Annual Income
• You will be asked whether you are already a Keystone Bank Customer? or not
• Bank Verification Number (BVN)
• Account Number

EMPLOYMENT DETAILS

• Occupation/Business
• Office Address

LOAN/CREDIT SERVICES(S)

• Loan/Credit Facility
• Loan Amount
• Payment Tenure
• Loan Purpose

Agreement

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Here Are The Terms And Conditions For Applying For Keystone Bank Loan

These are the terms and conditions, you must meet up to before you can be given a loan to apply for a loan from Keystone Bank. Follow the below terms and conditions such as:

• You must have an active account on Keystone Bank for a minimum period of 3 months.
• You must have a certain amount on your account.
• Fill up and complete all stated information that are needed.
• Details of collateral offered (if any) and address.
• You must download the Keystone Bank mobile app on your phone.
• Valid means of identification (driving license, passport, voter’s card).
• To pay back the money give you the exact time (Due date).

How to Borrow Money From Keystone Bank

These are steps to follow to get a loan from Keystone Bank: Turn on your internet, such as a PC or smartphone, and visit your Google Play Store to download the Keystone Bank App.

“Log in” to your Keystone Bank account.
Scroll down to choose the “Loan” option.

As a new user, complete the loan form by entering your full (FIRST, MIDDLE, AND LAST) name, phone number, and home address.

Then, enter the loan amount you want to borrow.
Check your information to know if it is correct and click on “Submit“.
Accept their “Terms and Conditions” before submitting and you will be notified.

How To Be Eligible For Keystone Bank Loan

• You must have an account operational in Keystone Bank for at least 6 months.
• You must be linked to a valid BVN.
• You must have correctly updated phone numbers.
• You must have a positive credit record with Credit Bureaus.

APPLY FOR LOAN

KEYSTONE BANK USSD CODE

FUNCTION	USSD Codes
Check Balance	*7111*00#
Fund Transfer to Keystone Bank Account	*7111*Amount*Account Number#
Fund Transfer to Other Banks	*7111*Amount*Account Number#
Airtime Top-Up Self	*7111*Amount#
Airtime Top Up Others	*7111*Amount*Phone Number#
Data Purchase	*7111*5#
Withdrawal	*7111# > select other services

Here are the three requirements needed to activate the Keystone Bank USSD code, you must have the following:

• A Keystone Bank account
• A phone number linked to your Keystone Bank account for receiving an alert
• A debit card and any mobile phone.

Opening An Account With The Use Of The USSD Code

• On your phone (keypad dialer), dial *7111# or dial *7111*0# and send the code.
• From the displayed menu Select the “Register” option
• Enter your name and phone number.
• Choose the type of account.
• You can either choose to open your account with or without BVN but remember, you will be limited to some things when you do not open your account with BVN.
• Select your preferred debit card from the list
• Enter the 4-digit Personal Identification Number (PIN) for the selected debit card
• Create a new 5-digit PIN that will be used to confirm and authenticate your transactions, and you have successfully opened a Keystone Bank account on your phone.

How To Loan Using Keystone Bank USSD Code

Here are the steps to follow, when you want to use the Keystone Bank USSD code for a loan.

But have this in mind before you can follow these steps, you must have an active account with Keystone Bank and also use a mobile phone that has the registered number SIM.

Note: Using these steps, you don’t need a network connection on your PC or smartphone.

• On your phone (keypad dialer), dial *894# and send the code.
• From the displayed menu select “Loans“.
• Select “First Credit“. click on it to get a new loan.
• Then, fill in other requirements needed and accept the terms and conditions.
• Select the account number with which you want to apply for the loan
• Enter the amount you want to loan.
• Enter a 4-digit pin to confirm your transaction.

Once, it is approved, a notification will be sent to your phone that your account has been credited (successful transaction) has been done.