Unity Bank Ussd Code For Transfer, Balance, Deposit, Loan, Data & Airtime

unity bank
unity bank

Unity Bank is a community-oriented commercial bank offering a variety of accounts, as well as a complete suite of business products and on-line services. The bank has a strong focus on customer service and relationship banking, and offers a wide range of products and services to meet the needs of individuals, businesses, and organizations.

Unity Bank was founded in 1996 and is headquartered in Lagos, Nigeria. The bank has a nationwide network of over 500 branches and ATMs, and employs over 3,000 people. Unity Bank is a member of the Nigeria Deposit Insurance Corporation (NDIC) and is regulated by the Central Bank of Nigeria (CBN).

Unity Bank offers a wide range of personal banking products and services, including savings accounts, checking accounts, certificates of deposit, loans, and credit cards. The bank also offers a variety of business banking products and services, including commercial loans, treasury services, and trade finance.

Unity Bank is committed to providing its customers with the highest level of service and convenience. The bank offers a variety of online and mobile banking services, including online bill pay, mobile deposits, and mobile transfers. Unity Bank also offers a variety of customer support options, including 24/7 customer service by phone and email.

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Unity Bank is a strong and growing bank with a commitment to customer service and relationship banking. The bank offers a wide range of products and services to meet the needs of individuals, businesses, and organizations.

Here are some of the key features of Unity Bank:

  • Community-oriented: Unity Bank is committed to serving its local communities and providing its customers with the financial services they need to succeed.
  • Customer service: Unity Bank is committed to providing its customers with the highest level of service and convenience.
  • Online and mobile banking: Unity Bank offers a variety of online and mobile banking services, making it easy for customers to manage their finances on the go.
  • Customer support: Unity Bank offers a variety of customer support options, including 24/7 customer service by phone and email.

If you are looking for a community-oriented bank with a strong focus on customer service, Unity Bank is a great option. The bank offers a wide range of products and services to meet the needs of individuals, businesses, and organizations.

How do I use USSD code for Unity Bank?

Unity Bank offers a variety of banking services through its USSD code, *7799#. To use the USSD code, simply dial *7799# from your mobile phone and follow the prompts. You can use the USSD code to:

  • Check your account balance
  • Transfer money to another Unity Bank account or to a bank account in another bank
  • Pay bills
  • Buy airtime
  • Renew your cable TV subscription
  • And more!

To use the USSD code for a specific transaction, simply follow the prompts. For example, to check your account balance, you would follow these steps:

  1. Dial *7799# from your mobile phone.
  2. Select “1” for “Account Balance.”
  3. Enter your account number.
  4. Enter your PIN.
  5. Your account balance will be displayed on your screen.

You can also use the USSD code to change your PIN, block your card, or report a lost or stolen card. To do any of these things, simply follow the prompts.

The USSD code is a convenient and easy way to access your Unity Bank account. You can use it from anywhere, at any time, and it doesn’t cost anything to use.

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Here are some additional details about using the Unity Bank USSD code:

  • You must be a registered Unity Bank customer to use the USSD code.
  • You must have a mobile phone that is able to access USSD services.
  • You must have a valid Unity Bank account number and PIN.
  • The USSD code is not available for all transactions.
  • The USSD code may not be available in all areas.

For more information about using the Unity Bank USSD code, please visit the Unity Bank website or contact your local Unity Bank branch.

What is the USSD code for Unity Bank transfer?

To transfer money using Unity Bank USSD, simply dial *7799*1*Account numberAmount#.

For example, to transfer N10,000 to the account number 0000000000, you would dial *7799*1*0000000000*10000#.

You will be prompted to enter your MPIN for security purposes. Once you have entered your MPIN, your transfer will be processed and you will receive a confirmation message.

Here are some additional things to keep in mind when using Unity Bank USSD to transfer money:

  • There is a N10 charge for transferring money to another Unity Bank account.
  • There is a N20 charge for transferring money to a bank account that is not a Unity Bank account.
  • The maximum amount of money that you can transfer in a single transaction is N100,000.
  • You can only transfer money to accounts that are in your name.

How do I withdraw money from Unity Bank?

There are several ways to withdraw money from Unity Bank.

  • ATM Withdrawal: You can withdraw money from any Unity Bank ATM using your debit card. Simply insert your card into the ATM, enter your PIN, and select “Withdrawal.” Enter the amount you would like to withdraw and follow the instructions on the screen.
  • Bank Branch Withdrawal: You can also withdraw money from any Unity Bank branch by visiting a teller. Simply present your debit card and identification to the teller and request a withdrawal.
  • USSD Withdrawal: You can withdraw money using Unity Bank’s USSD service. To do this, dial *7799# from your mobile phone and follow the instructions on the screen.
  • Cardless Withdrawal: Unity Bank also offers a cardless withdrawal service. To use this service, you will need to create a cashout PIN. Once you have created a cashout PIN, you can withdraw money from any Unity Bank ATM by following these steps:
    1. Dial *7799*8*amount# from your mobile phone.
    2. Enter your cashout PIN.
    3. Select the account you would like to withdraw from.
    4. Enter your *7799# PIN.
    5. The Paycode will be displayed and sent via SMS.
    6. Visit any ATM to cashout.

Please note that there may be fees associated with ATM withdrawals, bank branch withdrawals, and USSD withdrawals. The fees will vary depending on the method you use and your account type.

Here are some additional tips for withdrawing money from Unity Bank:

  • Always keep your debit card and PIN in a safe place.
  • Be careful when entering your PIN at an ATM.
  • Do not withdraw money from an ATM that is located in a secluded area.
  • Report any suspicious activity to Unity Bank immediately.

How much is the limit for Unity Bank?

I need more information on what type of account you have and what type of transaction you are trying to make. Here are some possible limits for Unity Bank accounts:

  • Current account: The daily ATM withdrawal limit is N20,000 and the daily POS withdrawal limit is N100,000.
  • Savings account: The daily ATM withdrawal limit is N10,000 and the daily POS withdrawal limit is N50,000.
  • Internet banking: The daily transfer limit is N500,000.
  • Mobile banking: The daily transfer limit is N200,000.

If you are trying to make a transaction that exceeds the limit, you may need to contact your bank for assistance.

Here are some possible reasons why your transaction may be declined:

  • You may have exceeded your daily limit.
  • The account you are trying to transfer money to may be closed or frozen.
  • The account you are trying to transfer money from may not have enough funds.
  • There may be a technical error with the bank’s system.

If you are not sure why your transaction was declined, you should contact your bank for assistance.

Here are some tips for avoiding transaction limits:

  • Keep track of your daily spending and make sure you don’t exceed your limits.
  • If you need to make a large transaction, contact your bank in advance to get approval.
  • Use different accounts for different purposes. For example, you could use a savings account for long-term savings and a current account for everyday spending.
  • Be aware of the different limits for different types of transactions. For example, the ATM withdrawal limit is usually higher than the POS withdrawal limit.

By following these tips, you can avoid transaction limits and keep your finances under control.

How do I get OTP for Unity Bank?

There are two ways to get an OTP (One Time Password) for Unity Bank:

  1. Through the Unity Bank USSD code: Dial *7799# on your mobile phone and follow the on-screen instructions. You will be prompted to enter your account number and phone number. Once you have entered this information, you will receive an OTP on your phone.
  2. Through the Unity Bank Mobile App: Download the Unity Bank Mobile App from the Google Play Store or the App Store. Once you have installed the app, open it and sign in with your account number and password. Tap on the “Profile” icon in the top right corner of the screen. Then, tap on the “Security” tab. Under the “Two-Factor Authentication” section, tap on the “Enable” button. You will be prompted to enter your phone number. Once you have entered this information, you will receive an OTP on your phone.

Once you have received an OTP, enter it into the required field. This will authenticate your identity and allow you to complete the transaction or access the requested feature.

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Here are some additional things to keep in mind about OTPs for Unity Bank:

  • OTPs are valid for a limited time, usually 30 seconds.
  • If you do not receive an OTP, you can try again or contact Unity Bank customer support for assistance.
  • OTPs should never be shared with anyone.
  • OTPs are an important security feature that helps to protect your account from fraud.
 

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